Wow, we have been in a bit of a phase of amazement over the
past couple of weeks with the ways that we are being financially supported on
this journey. We always believed that God would provide for
all that we need, but honestly didn’t know what that would look like. We thought possibly it could come through
extra income through my job, or through many different fundraisers that we
would take on. We have been in awe at
the ways that God has prompted people to support us … it is truly
unbelievable.
Through our first adoption journey, we were living on one
income … a police officer’s income. We
are so blessed for Chris’ job and the stability and benefits it provides, but
you all can probably understand that a police officer does not fall into the
upper income echelons … we have lived life always having our needs met and for
the first 10 years of having children we always needed to make decisions
frugally so that we could live without debt, and have me be an at-home mom. In our first adoption we were blessed to
receive a three grants from wonderful organizations (Show Hope, Katelyn’s Fund
and our Church adoption grand fund) totaling about $9,000 … in addition to
that, we received money through a fundraiser and donations from family and
friends … about $5,000 more. We cashed
out some small retirement accounts that had accumulated from year’s earlier and
drained our savings (about $10,000) knowing that our adoption tax credit would
offset any penalty that we would incur.
The remaining money came through loans … if you are doing the math with
us, that was about $10,000. So our total
costs for our first adoption were around $34,000 … we had one adoption fall
through in that process that caused us to lose $3,500 … another part of the
domestic adoption process is that you can have “risk” money with matches. What this means is that the birth mom is being
supported and if she chooses to parent, there could be money lost due to support
of her.
We believe (and honestly still do) that if we are a family
that is okay with carrying some type of debt/borrowed money for a mortgage,
then we should be okay with borrowing money for bringing home a child. Probably not within the “grand” ideas of Dave
Ramsey or other financial freedom people (no disrespect intended), but
honestly, that was and still is our take on it.
We wanted to continue to give to our church through the process and because
we weren’t willing to compromise that, it was either borrow money or wait until
we had that money saved up. After Kylie
was home a year God provided my current job.
With that job we were able to be ‘adoption debt free’ by the time Kylie
was 15 months old. That is our story
from last time around.
This time, I am working and we have been blessed
tremendously with my job. We were able
to (a few years back) repay all $20,000+ of my school loans for my master’s
degree because of my job, and have been blessed with many other opportunities through
my working. We also know that with the
addition of another child, and an older child through adoption, my work load is
going to need to scale back and I am going to need to return to being at home
more. Our income is going to be reducing
again … this time returning primarily to a police officer’s income as a family
of seven. This is why we are so grateful for all of you
joining with us in helping with the financial costs of this process. I hope you know just how incredibly blessed
we are from your support and understand deeply just how much we know that your sacrifice
ultimately has helped our family. Your
willingness to give big has not gone unnoticed.
It is humbling to receive from others … we are accustomed to living a
life where we haven’t had to rely on others to live … so it is humbling to be
in a position where we are relying on others for this process. THANK YOU!
If you have glanced over to the thermometer on this page you
have already realized why I am gushing so much in this post! Look at
that total … unbelievable! We can finish
this process not worrying or thinking about where the money is going to come
from … it is ready and waiting for that next bill to arrive. Please accept our heartfelt thank you for
your wonderful support of our family. It
has been so much fun to share with the kids along the way and watch them see
the ways God has provided. It is a
lesson so valuable for them as well.
We hope you all have a wonderfully blessed
Christmas and pray that you are taking in this Christmas knowing the Savior of
the world and the miracle that occurred over two thousand years ago that created
the celebration of this day. We are
thankful for the saving grace of knowing Christ and we want to continue to live
for HIM in all the ways He asks!
What an amazing blessing of what God can do for us. Praying for you guys!
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